Posts Tagged ‘Obama’
Why Health Insurance Premiums Won’t Drop Under Obama Health Proposals
When it becomes law, families will save on their premiums,” President Obama declared in his weekly radio address before Christmas, pitching his health care reform. If only that were so. Nobody who tracks health insurance sees any sign of softening premium prices for people who already have insurance, Obamacare or not. Premiums for 2010 were up 10% and are predicted to keep growing at the same rate in coming years.Health insurance is beginning to resemble air travel–where deep-pocketed business passengers subsidize penny-pinching vacationers. Insurance companies, under the measures in Congress, would be forced to take all comers, young and old, healthy and sick. Over ten years they would confront 1 billion in spending on uninsured and newly subsidized customers, costs that would be passed along to the young and healthy. The federal government isn’t going to pick up all of that tab. So those now insured through a private plan at work or one bought individually will have to chip in.
If you’re thinking the legislation will tamp down overall health care spending, reconsider. Policy analysts ranging from the neutral Congressional Budget Office to the HMO lobby see no abatement in the growth rate of health care spending. That sector of the economy is growing at a 7.4% annual rate, says actuarial firm Milliman. Medicare’s chief actuary, Richard Foster, thinks that the Senate bill would expand health spending by 4 billion above current projections.
The premium hikes will result from cost shifting, better known as passing the buck. The House and Senate insurance bills aim to cover their costs in part by cutting annual Medicare reimbursements to hospitals, doctors and drug companies by billion. Those providers will likely try to offset the cuts by negotiating higher rates with private HMOs–which then get passed along through higher premiums. That’s exactly what occurred after past Medicare and Medicaid cuts, according to the CBO analysis. Families USA, a nonprofit group advocating expanded federal involvement in health care, says insured families are already absorbing ,000 a year in costs shifted away from uninsured patients.
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In Glenside, PA, President Obama explains why health insurance reform is a necessity and calls on Congress to put aside politics and hold a final up or down vote on reform. March 8, 2010.
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President Obama addresses the House Democratic Caucus and says that the time is now to vote for health care reform for America.
Obama on single payer health insurance
Shock Uncovered: Obama In His Own Words Saying His Health Care Plan Will Eliminate Private Insurance
SHOCK UNCOVERED: Obama IN HIS OWN WORDS admitting his Health Care Plan will ELIMINATE private insurance
OBAMA AND THE DEMOCRATS HEATH CARE GOAL IS A PUBLIC OPTION THAT WILL ULTIMATELY ELIMINATE PRI…
The President delivers an address to a joint session of Congress, explaining just how he wants to bring peace of mind to Americans who have insurance, and affordable coverage to those who don’t. Se…
Is Obama Pushing Thru The Health Care Bill So There Isn’t Time For Everyone Voting On It To Read It?
There are some very scary things in this bill. Elderly patients will be evaluated before treatment. Depending on their age & physical condition they may be denied treatment. I think there are no clear guide lines for what insurance coverage will be allowed. There seems to be an underlying agenda that isn’t quite clear. I don’t think people should support it without more facts.
Is Obama Pushing Thru The Health Care Bill So There Isn’t Time For Everyone Voting On It To Read It?
There are some very scary things in this bill. Elderly patients will be evaluated before treatment. Depending on their age & physical condition they may be denied treatment. I think there are no clear guide lines for what insurance coverage will be allowed. There seems to be an underlying agenda that isn’t quite clear. I don’t think people should support it without more facts.
The long-term care insurance protects the families of the costs of in-home care, food cost structure, costs and nursing home care, often of $ 50,000 to over U.S. $ 100,000 per year, and you can cancel Most of the families. About half of us need this extended care.
